Definition: Professional Liability Insurance (PLI) for Nurses refers to a policy that covers healthcare professionals, including doctors, nurses, medical assistants, and other related services providers, who are liable in respect of professional errors or malpractice, which may occur on the job site, as well as within the workplace. The term 'professional liability insurance' is used broadly to denote any form of insurance coverage that pertains to a person providing professional services. It can be applied to healthcare professionals including doctors and nurses. The policy typically outlines what type of professional services the insured provider provides (such as consulting, speech therapy, physical therapy), how these services are performed (e.g., on-site or at home), and any incidents that occur while performing these services. Professional Liability Insurance policies can also cover situations where the service is rendered in a manner that could be considered negligent or unprofessional. For example, if a nurse fails to properly administer medication or supplies, or if an attorney fails to properly represent their client's interests, the policy might pay out to the insured. The definition of 'professional liability insurance' can vary depending on the specific insurance provider and state laws in your jurisdiction. The basic idea is that this coverage covers claims made against healthcare professionals who are held liable for professional errors or malpractice while providing services at their job site or within the workplace, as well as outside the workplace if necessary.

professional liability insurance nurses